Terms of Service

Welcome to Madhuri Khurjekar FinMent LLP ("Investment Culture," "we," "our," "us"). By accessing or using our services, you agree to be bound by these Terms of Service.

1. Services Offered

Madhuri Khurjekar FinMent LLP is an AMFI-registered Mutual Fund Distributor. We provide:

• Goal-based financial planning and advisory services
• Mutual fund distribution and investment facilitation
• Insurance advisory services
• Operations support for financial planning

2. Eligibility

You must be at least 18 years of age and legally competent to enter into a binding contract under Indian law to use our services. By using our services, you represent and warrant that you meet these requirements.

3. User Responsibilities

• Provide accurate, current, and complete information when requested.
• Maintain the confidentiality of your account credentials.
• Notify us immediately of any unauthorized use of your account.
• Use our services only for lawful purposes and in compliance with applicable laws.
• Make informed investment decisions based on your own risk assessment and financial goals.

4. Investment Risks

• We do not guarantee any returns on investments.
• All investment decisions are made at your own risk.
• We recommend consulting with qualified financial advisors before making investment decisions.
• Historical performance data is provided for informational purposes only and should not be construed as a guarantee of future performance.

5. Fees and Charges

• Our services may involve fees, commissions, or charges as disclosed to you at the time of service.
• We may receive commissions from mutual fund houses and insurance companies for products distributed through us.
• All applicable charges will be communicated to you before any transaction.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Madhuri Khurjekar FinMent LLP or its content suppliers and is protected by Indian and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Communication Consent

• By providing your contact information, you consent to receive communications from us regarding your investments, account updates, and relevant financial information.
• We may contact you via phone, email, SMS, or WhatsApp for service-related communications.
• You may opt out of promotional communications at any time by contacting us.

9. Limitation of Liability

• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
• Our total liability shall not exceed the fees paid by you for the specific service giving rise to the claim.
• We are not responsible for any losses arising from market fluctuations, regulatory changes, or circumstances beyond our control.

10. Indemnification

You agree to indemnify and hold harmless Madhuri Khurjekar FinMent LLP, its partners, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

11. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this website. Your continued use of our services after such changes constitutes acceptance of the modified terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra.

13. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions about these Terms of Service, please contact us:

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