Goal Based Investment Planning

Bind a purpose to your investments and stay the course through market volatility

Why Goal Based Planning?

Studies indicate that a significant number of investors stop their SIPs or withdraw their investments in a short period of time at the slightest cash crunch or out of fear of market volatility. This often has a very detrimental effect on their wealth creation journey.

We firmly believe in associating a goal to each of your investments. Doing so binds a purpose to the investments, and helps the investor stay the course.

It is important to understand the associated risks about the avenues where one decides to invest. Based on the associated goal and the risk profile of the investor, the categories and instruments may vastly vary.

It is helpful to make informed investment decisions in order to have clarity and reduced anxiety.

Annual Review Sessions

It is important to have an overview of all existing investments, risk exposures, liabilities and goals together, so that prioritization and course corrections, as required, can be done.

We counsel our clients to spend 2-4 hours per year with us to keep track of their goal-based investments.

Goals We Help You Plan For

Common life goals that benefit from systematic investment planning

Comfortable Retirement

Plan for a financially secure retirement where you maintain your lifestyle without financial stress.

Wealth Creation

Build long-term wealth through disciplined investing and the power of compounding.

Child Education

Secure your children's future with dedicated education planning for graduation and post-graduation.

Children's Wedding

Plan ahead for your children's future wedding expenses with systematic investments.

Dream Fulfillment

Turn your dreams into reality - whether it's buying a home, a car, or starting a business.

Vacation Planning

Plan for yearly leisure and vacation expenses without dipping into your savings.

Benefits of Goal Based Planning

How goal-based investing helps you succeed

Purpose-Driven Investing

Every investment is tied to a meaningful goal, making it easier to stay committed.

Risk-Aligned Selection

Investment avenues selected based on your goal timeline and risk profile.

Stay the Course

Goal association helps investors stay invested through market volatility.

Regular Reviews

Annual 2-4 hour sessions to track progress and make course corrections.

Start Planning Your Goals Today

Let us help you create a personalized investment plan aligned with your life goals.

Schedule a Consultation

Frequently Asked Questions

Common questions about goal-based investment planning

What is goal-based investment planning?

Goal-based investment planning is a strategy where each investment is tied to a specific life goal like retirement, child education, or buying a home. This approach helps investors stay disciplined and committed to their investments through market volatility.

How often should I review my goal-based investments?

We recommend annual review sessions of 2-4 hours to track progress, assess risk exposure, review liabilities, and make course corrections as needed. This ensures your investments stay aligned with your changing life goals.

What types of goals can I plan for?

You can plan for various life goals including comfortable retirement, wealth creation, child education (graduation and post-graduation), children's wedding, dream home or car purchase, business startup, and yearly vacations.

Why do investors often fail in their wealth creation journey?

Studies show many investors stop SIPs or withdraw investments during cash crunches or market volatility. Without a clear goal association, it's easy to get distracted. Goal-based planning binds purpose to investments, helping investors stay the course.